Bank transfers are a preferred transaction method at online casinos for high rollers because they offer high withdrawal limits.
Not to mention that bank wire transfers are safe and secure, often protected by multiple layers of encryption from both the online casino and the banking institutions at play.
We’ll take a look at some of the best bank transfer casinos, the process for making your first deposit/withdrawal, and describe some of the alternatives to bank wires for gambling online.
Bank transfers and wire transfers were very popular banking methods in the early days of online gambling. Since then, many sites have shifted away from banking transfers and begun offering cryptocurrency or e-wallet banking options instead.
Fortunately, there are a few steadfast casinos that still allow both deposits and withdrawals via bank/wire transfers. Here’s the low-down:
Bovada is my go-to gambling site when I want money in my account with Bank Transfer. I registered my checking info once, made a $60 test deposit, and the balance appeared instantly.
Bovada runs a full sportsbook, a busy poker room on the PaiWangLuo network, and a casino with hundreds of games.
Bank transfer deposit limits are straightforward: $50 minimum and a typical $450 maximum per deposit, with some accounts allowed up to $800 on the first transfer. You get one successful bank transfer per day and two per seven-day week, and there are no deposit fees.
For withdrawals, Bovada offers Bank Wire limits starting at $1,500 to $9,500. I think these are great for a single lump-sum cashout. However, you’re limited to one withdrawal every 30 days and a 10 to 15 business day window means you will wait to get your money.
Not all online casinos allow you to deposit with bank wire, but BetUS does. Their limits for bank wire are also quite lenient, with a $10 minimum and a $2,500 maximum deposit. While the deposits are instant, like credit or debit cards, they should only take a few days to clear.
Once you’re ready to withdrawal, you can process a bank wire between $100 and $3,000. Plus, they estimate that you will receive your withdrawal within 10 business days, which is a bit less than DuckyLuck.
BetUS’ casino offers a wide variety of online slots, table games, and live dealer options. They have quite a few blackjack games and tournaments, making it a great place for 21 fans. Plus, they have a comprehensive sportsbook and racebook attached to their casino.
DuckyLuck Casino stands out as the best online casino for people looking to withdraw funds using a wire transfer. They offer a $150 minimum withdrawal, with a $2,500 maximum. They also have one of the fastest approval times for bank wire withdrawals at 2 days. You should receive your funds into your bank account between 5 and 15 business days, which is the industry average.
You do have to pay a $53 fee for requesting a withdrawal via bank wire, but, that fee does not scale. You’ll pay flat $53 whether you’re pulling out $150 or $2,500. Bank wires are available throughout the United States, excluding Maryland and Washington. Also, players can process one bank wire transfer every seven days.
DuckyLuck also has a superb selection of online casino games to enjoy, including over 700 slots titles from developers like BetSoft, Rival, and Tom Horn. Plus, new players can claim up to $7,500 in bonus funds across five deposits with their welcome bonus.
There are new online casinos and sportsbooks popping up every day, so we’ve developed a solid ranking system to help parse through the good, the bad, and the ugly. Among the factors we consider, we like to look at a site’s:
All of our recommended casinos have active licenses from local gambling authorities, which ensures they have met financial, structural, and gaming standards.
Bank transfers are not as common as they once were, so the site must have other, more modern casino banking methods as well, such as crypto, credit/debit cards, and eWallets.
Does the casino or sportsbook offer bonuses to new and returning players alike? Can players claim these bonuses with their bank wire deposits?
Does the customer service respond in a timely fashion and with helpful answers? Are they available 24/7 with a live chat feature?
| Casino | Min – Max Deposit Limits | Deposit Fees | Min/Max Wire Transfer Withdrawal |
|---|---|---|---|
| DuckyLuck Casino | Not Available for Deposits | N/A | $150 – $2,500 |
| Bovada | $50 – $450 | No Fees | $1,500–$9,500 |
| BetUS | $10 – $2,500 | $45 | $100 – $3,000 |
Wire transfer and bank transfer are two terms that are often used interchangeably, or even mashed together as bank wire transfer, or something similar. However, wire and bank transfers are slightly different, and it’s an important distinction, especially for online gamblers.
A wire transfer is an electronic payment method that uses the sender’s and receiver’s banks as intermediaries. The sender pays for the wire transfer, which typically ranges from $1 to $50 (depending on the bank, whether domestic/international, and other factors). The sender’s bank then initiates the transfer by communicating with the receiver’s bank. The receiver’s bank will acknowledge the request, approve or deny it, and relay the information to the receiver.
A bank transfer is often processed through the ACH network, which moves money between bank accounts using routing and account numbers. For example, if you use direct deposit to get your paycheck, that’s an ACH or bank transfer.
In online casinos, this usually works in one of two ways: you either authorize the casino/processor to pull funds from your account, or you send funds using your direct bank transfer tools when available.
This page includes both ‘Bank Wire’ and ‘ACH transactions’. In practice, you’ll either send funds to the casino’s beneficiary account (wire) or authorize the casino/processor to pull from your checking account using routing/account numbers or secure bank login.
When speed, fees, limits, or reversals differ, we’ll specify whether the transaction is processed via wire or ACH.
Wire transfers are often faster than ACH bank transfers, but are a bit more expensive. But, wire transfers are better equipped for international transactions.
How to Use Bank Account Transfers at CasinosOnce you’ve signed up at a reputable, real money online casino, you can now make a deposit! To deposit using bank wire transfers, check out the simple steps listed here:
Withdrawing funds is pretty similar to depositing them, but there are a few additional things to consider:
Yes, based on my experience, direct bank transfer (ACH and Wire) deposits usually qualify for casino bonuses. The main exceptions are promos that are explicitly “crypto-only” or terms that exclude specific methods.
As long as the T&Cs don’t exclude bank transfer and you meet the minimum deposit amount, it should qualify for offers.
Pros and Cons of Bank Wire Transfers for Online GamblingBank wires work, but they have fees, are slow, and often capped. If you want similar security with fewer delays, consider these alternatives. They keep funding simple, frequently unlock specific casino bonuses, and can deliver faster withdrawals or higher limits than a wire transfer.
eCheck deposits pulls funds from your checking or savings account using routing and account numbers. It feels familiar, usually clears similar to a wiretransfer, costs less, and often remains bonus-eligible.
This is a Peer to Peer casino payment method that uses apps like Zelle, Cash App, or Venmo through a marketplace.
If you use wire transfers for banking, you might want to switch to Matchpay for higher approval rates, and straightforward cashouts in the same network.
Instead of a wire transfer directly to a casino site, you can use your bank to buy crypto, and send deposits that usually credit in minutes. Withdrawals often land the same day with low fees, higher limits and specific crypto promotions.
Even though bank wires and bank transfers are the slowest online payment methods, online gambling can quickly become more than just a hobby. If you think that your online gambling habits are getting out of control, please use the responsible gambling resources below.
Bank transfers and bank wires are not as widely accepted as deposit methods at gambling sites as their more modern counterparts, like credit cards or Bitcoin. However, bank wires are an ideal way for you to transfer substantial sums straight to your bank account.
While bank transfers can take up to 15 business days and may come with fees, they’re one of the safer casino banking options because the transaction is handled within the banking system and tied to verified accounts. Your withdrawal is sent to your bank account via wire rather than through a separate wallet balance or marketplace.
A few online casinos, such as Bovada, allow direct bank deposits and wire transfer withdrawals. These sites also feature fantastic gaming libraries, efficient customer support, and provide an excellent overall gaming experience.
Looking for more banking options? Check out these pages to find additional info:
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